Money & Cards
Are Apple Pay and Google Pay accepted?
Quick answer
Yes. Both are supported wherever contactless cards work, which is nearly everywhere. Digital banks such as Revolut also work smoothly for spending and ATM withdrawals.
Yes. Apple Pay and Google Pay work anywhere that takes contactless cards, and that covers almost every shop, restaurant, taxi and ticket machine in the country. You can pay by phone or watch just as you would at home.
Digital banks and travel cards
Cards from Revolut, Wise, Monzo and similar providers work well for spending and for ATM withdrawals, and they often give a better exchange rate than a high-street bank. As with any card, if a terminal asks whether to charge in your home currency, choose zloty instead.
Sources
- Cashless payments in Poland , National Bank of Poland (NBP)
More on Money & Cards
The currency is the Polish zloty (PLN, written "zl"), divided into 100 grosze. Poland does not use the euro. Notes come in 10, 20, 50, 100, 200 and 500 zl.
Read the full answerNo, it is one of the better-value countries in Europe. A restaurant main course runs about 40-70 PLN, museum tickets 20-40 PLN, and intercity trains are far cheaper than in Western Europe. Krakow and Warsaw cost more than smaller towns.
Read the full answerCard payments are accepted almost everywhere, including small shops, taxis, trams and market stalls, and contactless is the norm. Carry a little cash only for rural areas, some milk bars and tips.
Read the full answerGenerally no. Most places accept only zloty. A handful of tourist spots near borders or airports may take euros, but at a poor rate, so it is best to pay in zloty.
Read the full answerUse a "kantor" (exchange office) in the city centre, not at the airport or in hotels, which give worse rates. Withdrawing zloty from a bank ATM with a low-fee card is usually the best value.
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